If you are looking to purchase a new or used vehicle, or are interested in refinancing for a lower rate, Kohler Credit Union is here to help you get on the road.
Financing through a dealership isn't your only option. Instead, you can work directly with Kohler Credit Union to get a pre-approved vehicle loan.
You rely on your vehicle to take you where you want to go, and at Kohler Credit Union our vehicle loans help you get there with competitive rates.
PLEASE NOTE: Membership eligibility is required for loan approval. Review the eligibility criteria before applying.
| 2022 and Newer | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| 73 to 84 Months | 6.59% | $14.89 |
| 2020 and Newer | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 4.99% | $29.97 |
| 37 to 48 Months | 4.99% | $23.02 |
| 49 to 60 Months | 4.99% | $18.87 |
| 61 to 72 Months | 5.49% | $16.33 |
| 2019 and older | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 36 Months | 7.84% | $31.26 |
| 37 to 48 Months | 8.34% | $24.57 |
| 49 to 60 Months ($20,000 and over) | 8.59% | $20.56 |
| 61 to 72 Months ($25,000 and over) | 8.84% | $17.95 |
Rates as of November 10, 2025.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account with eStatements. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.
*Interest will accrue during the 90-day no payment option. Deferred payments may not exceed 90 days
| 2022 and Newer | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 84 Months (Under $25,000) | 8.59% | $15.89 |
| Up to 120 Months ( $25,000 minimum) | 8.59% | $12.46 |
| Up to 144 Months ($35,000 minimum) | 8.59% | $11.16 |
| Up to 180 Months ($50,000 minimum) | 8.59% | $9.91 |
| Up to 240 Months ($100,000 minimum) | 9.09% | $9.06 |
| 2018-2021 | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 84 Months (Under $25,000) | 8.84% | $16.02 |
| Up to 120 Months ($25,000 minimum) | 8.84% | $12.59 |
| Up to 144 months ( $35,000 minimum) | 8.84% | $11.30 |
| 2017 and older | ||
| MAXIMUM TERM | APR RATE AS LOW AS † | MONTHLY PAYMENT ‡ |
| Up to 60 Months (Under $10,000) | 10.84% | $21.67 |
| Up to 84 Months ($10,000 and over) | 10.84% | $17.05 |
Rates as of November 10, 2025.
* Based on loans up to 110% the lesser of purchase price or NADA value to qualified borrowers.
† Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, and direct deposit of net payroll check to a Kohler Credit Union checking account with eStatements. Other terms and conditions may apply.
‡ Monthly Payment is based on payment per $1,000 for rate and term.
**Loans subject to credit approval. Some exclusions may apply. Existing Kohler Credit Union loans are not eligible for refinancing. Interest will continue to accumulate during the optional 90 day no payment timeframe. Deferred payments may not exceed 90 days. Membership required.
We can protect you by covering the difference between the value of your vehicle and your loan balance.
We have compiled a list of our most frequently asked questions to empower you with the answers you need!
