iStock 948531830 Large
For all of Life’s Needs (and Wants)

Personal Loans

Life is full of unexpected moments; when they happen, it is important to feel in control of your funds. Whether you need money for emergency car repairs, tuition payments or a family wedding, Kohler Credit Union provides unsecured loans to individuals with approved credit.

We also offer share certificate secured loans for members who have an existing certificate with Kohler Credit Union and discover they need the money before the certificate expires. The share secured loan is a great way to reestablish credit.

  • Competitive rates
  • No prepayment penalties
  • Automatic payments available
Apply for a Personal Loan

Personal Loans

Up to 36M ($3,000.01 or over) 11.59% $33.03
Up to 48M ($3,000.01 or over) 12.59% $26.63
Up to 60M ($3,000.01 or over) 13.59% $23.07
Apply

Rates as of November 10, 2025.
* Rates stated as annual percentage rate. The annual percentage rate you receive is based on certain creditworthiness criteria, automatic payment with remote document signature, and direct deposit of net payroll check to a Kohler Credit Union checking account with eStatements. Eligibility for unsecured loans is based on membership criteria, credit history, and other underwriting factors. To learn more about membership requirements and determine your eligibility, please visit our About Us page or contact the credit union.

Other terms and conditions may apply.
† Monthly payment is based on payment per $1,000 for rate and term.

Student Loans

We partner with ISL Education Lending to offer a range of student loans, from private loans for tuition to refinancing existing student loans. ISL Education Lending is a nonprofit organization with decades of student loan experience offering lower-priced loans.*

ISL Education Lending offers:

  • Loans for college students.
  • A loan option for parents and family members who wish to borrow on behalf of a college student.
  • Multiple student loan refinance options.

In addition, they offer multiple scholarship opportunities and free college planning tools to help students and families avoid overborrowing and plan smart for life during and after college.

Learn more about ISL Education Lending’s offerings on their website.

Please note:

  • All loans offered by ISL Education Lending are subject to credit approval.
  • Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.

*Kohler Credit Union is compensated by ISL Education Lending for the referral of student loan customers.

Kwik Cash

Cash when you need it.

Kwik Cash loans are designed to put money in your pocket when you need it. Upon loan approval, you will have almost immediate access to your money. You do not pay any interest on these loans until you actually receive a cash advance.

  • Competitive rates
  • No annual fee
  • Can be linked to checking account to provide overdraft protection
  • Funds can be advanced 24 hours a day either via "Call KCU" or Kohler Credit Union Online